Can i cancel geico policy online

A gap in coverage for even a day could be very costly. There are many reasons for cancelling your policy with your current provider. You may be selling the car or no longer plan to drive. However, most people cancel their policies to switch car insurance companies. Auto insurance is mandatory in almost all states and you could face fines and encounter difficulties obtaining insurance in the future.

While all insurance companies handle cancellations differently. Geico only accepts cancellations by phone. The phone line is available 24 hours a day, 7 days a week. The steps are outlined below and are also available on the website :. Geico does not charge a cancellation fee for early termination so you can cancel your policy at any time — cancel effective immediately or at a future date. If mailing payment, it must be postmarked by the cancellation date.

Not providing this information could delay cancellation and you will be responsible for paying for the additional coverage. Only the policyholder can cancel the policy. GEICO will not allow anyone else to cancel the policy unless the individual has power of attorney for the policyholder. Virtually every state requires you to have auto insurance for your vehicle to be registered or plated. If you have multiple insurance policies with Geico, such as a home and car insurance bundle , you likely qualify for a multi-policy discount on your rates.

Consider the overall cost of different situations when deciding whether bundling policies makes sense or not financially. Here are essential tips to help you learn how to switch car insurance :. Can I cancel Geico insurance online? The number for cancellation requests is If you reach Geico's interactive voice response system when you call, simply say "cancel insurance policy" to be directed to an agent.

Be sure to contact Geico to see how much of a refund you should receive and when you should receive it. This can be done by looking over your policy paperwork, checking your online account, or talking to a Geico representative. Be sure to call Geico and speak with a customer service representative to see what kinds of plans are available and what the requirements are. If you want to cancel your Geico car insurance policy, remember to take the important steps above before ending your coverage.

This includes researching policies and quotes from other providers so you can get a new policy and avoid a lapse in your coverage. This kind of preparation can help if you want to save money on car insurance and get the coverage you need to comply with state laws.

It is always best to do your research and shop around for other car insurance policies before making the decision to cancel. Comparing different policies and what they offer is the best way to decide whether your current auto insurance is right for you. Whether you will receive a refund or owe money to GEICO depends on your status with the policy payments.

You may be entitled to a refund under certain conditions. For example, if you have already paid up front for your entire premium, GEICO will issue a refund for the unused portion. If you are current on all of your payments, you will likely not owe any money. However, if you are past due on any of your payments or recently added a new vehicle to your policy, you will be required to pay the remaining balance in full before cancelling your policy.

GEICO will likely ask you for your policy number when you cancel. If you do not have your policy number on hand, the agent may be able to find it for you by verifying your personal information. GEICO requires that only the policyholder cancel the policy.

The company will not allow anyone else to cancel the auto insurance policy, unless the individual has legal Power of Attorney for the policyholder. The recommended course of action is to have a day or two of overlap between the two policies. Remember me i Log In. Assurant Call Read more. Need to update your policy or add a new pet? Purchased Mexico auto insurance before? Location Change Location. Sorry, we couldn't find that ZIP code. Please try again. Vehicle Insurance. Property Insurance.

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Just follow the steps below: Call to speak with a friendly, licensed agent. I'm considering canceling because: I've moved, even to another state I've changed my marital status I've sold my vehicle, it was totaled or is inoperable I am putting my car in storage I want to combine my policies with one company I can't afford car insurance I found a cheaper rate You should consider keeping your GEICO policy if: Things have changed in your life, like You've moved, even to another state.